Welcome to our Web site, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports.
We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals.
We’re here to help educate you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance.
Peter Hussey's Big 12 Standards of Investing:
1. Live simply now, so you can simply live later
2. Never carry credit card debt
3. Keep six months of expenses in the bank - plan for the unplanned
4. Think long term – ten years or more
5. Do not retire too early – work until at least 66
6. Take full advantage of pensions and tax deductible plans
7. Buy dividend paying securities and do not be a trader
8. Keep emotions out of investing and do not procrastinate
9. If you do not understand it – do not own it
10. Hire an Advisor to identify your needs
11. Create lasting wealth and Legacy – do it slowly
12. Don’t let your money own you
Also, Peter is on the radio now!! Please see below for information on Peter's shows:
WHAZ 1330 AM (Capital District), 97.3 FM (Capital District), 94.7 FM (Glens Falls), 104.1 FM (Vermont) and 97.5 FM (Bennington): Every Wednesday from 4:30pm - 5:00pm (replayed on Saturday from 1:30pm - 2:00pm)
WGY 810 AM: Every Saturday morning from 5:30am - 6:00am and Sunday evening from 6:00pm - 6:30pm
Newsletters
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You’ve Received an Inheritance, Now What?
Receiving an inheritance might promote spending without planning, but it’s not wise to make hasty decisions. This article provides suggestions that could help manage an inheritance.
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Managing Medicare Out-of-Pocket Costs
This article looks at the two different and mutually exclusive options Medicare beneficiaries have to help control retirement health-care spending: Medigap and Medicare Advantage.
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What’s Required of the Executor of an Estate?
Being named as the executor of an estate is generally an honor but settling an estate can be a difficult and time-consuming job. This article provides an overview of typical executor responsibilities.
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How a Family Limited Partnership Can Power an Estate Plan
A family limited partnership is a legal agreement that enables business owners and their heirs to address succession, estate, and tax planning needs, all at once.
Calculators
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Tax-Deferred Savings
Compare the potential future value of tax-deferred investments to that of taxable investments.
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Impact of Inflation
Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.
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Home Affordability
Estimate of the maximum amount of financing you can expect to get when you begin house hunting.
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IRA Eligibility
Use this calculator to determine whether you qualify for the different types of IRAs.