Welcome to our Web site, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports.
We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals.
We’re here to help educate you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance.
Peter Hussey's Big 12 Standards of Investing:
1. Live simply now, so you can simply live later
2. Never carry credit card debt
3. Keep six months of expenses in the bank - plan for the unplanned
4. Think long term – ten years or more
5. Do not retire too early – work until at least 66
6. Take full advantage of pensions and tax deductible plans
7. Buy dividend paying securities and do not be a trader
8. Keep emotions out of investing and do not procrastinate
9. If you do not understand it – do not own it
10. Hire an Advisor to identify your needs
11. Create lasting wealth and Legacy – do it slowly
12. Don’t let your money own you
Also, Peter is on the radio now!! Please see below for information on Peter's shows:
WHAZ 1330 AM (Capital District), 97.3 FM (Capital District), 94.7 FM (Glens Falls), 104.1 FM (Vermont) and 97.5 FM (Bennington): Every Wednesday from 4:30pm - 5:00pm (replayed on Saturday from 1:30pm - 2:00pm)
WGY 810 AM: Every Saturday morning from 5:30am - 6:00am and Sunday evening from 6:00pm - 6:30pm
Newsletters
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New Medicare Rules Tackle Prescription Drug Prices
The Inflation Reduction Act of 2022 included provisions intended to lower prescription drug costs for Medicare enrollees and slow drug spending by the federal government.
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A Mortgage Recast Is an Alternative to Refinancing
This article explains how a mortgage recast works to enable a homeowner to reduce a monthly mortgage payment without having to refinance and why it may be an appealing solution in certain situations.
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Breaking Down Clean Vehicle Tax Credits for Business Owners
Business owners may be able to claim one of two new federal tax credits to help offset the cost to purchase certain clean vehicles.
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Don’t Forget About Credit When Planning for Retirement
Credit may not be at the top of the list when it comes to retirement, but good credit can make a big difference for retirees. This article looks at some key factors that lenders consider.
Calculators
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Required Minimum Distributions
Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 73.
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Impact of Inflation
Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.
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LTCI Cost of Waiting
Estimate the potential cost of waiting to purchase a long-term care insurance policy.
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Life Expectancy
Knowing your likely life expectancy is an important factor in making long-term financial plans.