Welcome to our Web site, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports.
We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals.
We’re here to help educate you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance.
Peter Hussey's Big 12 Standards of Investing:
1. Live simply now, so you can simply live later
2. Never carry credit card debt
3. Keep six months of expenses in the bank - plan for the unplanned
4. Think long term – ten years or more
5. Do not retire too early – work until at least 66
6. Take full advantage of pensions and tax deductible plans
7. Buy dividend paying securities and do not be a trader
8. Keep emotions out of investing and do not procrastinate
9. If you do not understand it – do not own it
10. Hire an Advisor to identify your needs
11. Create lasting wealth and Legacy – do it slowly
12. Don’t let your money own you
Also, Peter is on the radio now!! Please see below for information on Peter's shows:
WHAZ 1330 AM (Capital District), 97.3 FM (Capital District), 94.7 FM (Glens Falls), 104.1 FM (Vermont) and 97.5 FM (Bennington): Every Wednesday from 4:30pm - 5:00pm (replayed on Saturday from 1:30pm - 2:00pm)
WGY 810 AM: Every Saturday morning from 5:30am - 6:00am and Sunday evening from 6:00pm - 6:30pm
Newsletters
-
Thinking of Selling Your Home? Don’t Be Surprised by Capital Gains Taxes
This article explains the basics of capital gains taxes when selling a home.
-
Consumer Sentiment: Do Americans See Brighter Days Ahead?
Why do policymakers pay attention to how consumers are feeling, and what’s behind Americans’ lack of confidence?
-
The IRS Wants More Info About Your Gig Income
If you earn money through a payment app or online marketplace, you may be affected by a new tax reporting requirement.
-
New SAVE Repayment Plan Offers Key Benefits
In July 2023, the Department of Education launched a new income-driven repayment plan for federal student loans called the Saving on a Valuable Education Plan.
Calculators
-
Taxable Equivalent Yield
Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.
-
Cash Flow Analysis
This Cash Flow Analysis form will help you weigh your income vs. your expenses.
-
Mortgage Refinancing
Determine whether you should consider refinancing your mortgage.
-
Roth IRA Conversion
This calculator can help you determine whether you should consider converting to a Roth IRA.